asambl/Modules/Finance01·Money review
Money Review

Money clarity
once a month,
not all month.

asambl's Finance module is a monthly review process. Not a tracker.

Once a month, you close the loop on what you decided, what you spent, and what comes next. No bank syncing. No constant logging. Just a short, deliberate review you'll actually do.

Money review · February

Where you are
this month

Tight

Mode

FrozenTightOpen

Travel month. Holding the line until next paycheck.

Spending shape

Housing
42%
Food
18%
Travel
12%
Joy
8%
Rest
20%

Decisions made

  • + Paused the new subscription
  • + Ring-fenced for travel
02·Decisions you never review

Most money decisions
never close the loop.

You make a call in the moment, then move on. The next decision starts from scratch.

A subscription you paused. A meal out you said yes to. A transfer you keep meaning to make. Each one happens, then disappears. There's no week-end check, no month-end review, no thread connecting them. Most budgeting tools fix this by demanding constant logging. asambl fixes it by giving you one short review at the end of the month, and nothing in between.

Decisions made in the moment

18152228subscriptiontakeawaytransfergiftdrinkscoursetravelA MONTH OF DECISIONS, NEVER REVIEWED

Each one made in the moment. Each one forgotten before the next one arrives.

03·What it is

A monthly review process. Not a tracker.

Once a month you sit down with the decisions you made and the choices coming up next.

No real-time tracking. No bank syncing. No envelopes to feed. Just a short editorial review of the month, the patterns, and the decisions you took. Then a handful of choices for next month.

i

A monthly review you'll actually do

Short, editorial, deliberate. End of the month, twenty minutes, then you're done.


ii

Closes the loop on the decisions you made

The subscription you paused, the cap you raised, the transfer you made. Each one gets read back next month, in context.


iii

Helps you decide; doesn't try to capture every transaction

No bank connections. No auto-categorisation. asambl is not a tracker. It's a review and decision-making layer.

04·A real money review

This is what the module
actually produces.

A short editorial summary of the month. Mode. Spending shape. Decisions made. What's pushed to next month.

Not a screenshot. The review itself.

Money review · February

Tight month
held the line.

Generated by asambl

Reviewed and accepted

Spending shape

Housing
42%
Food
18%
Travel
12%
Joy
8%
Admin
6%
Rest
14%

Categories you named yourself. Percentages, not real numbers.

Decisions made this month

Decision

Paused the new subscription

Three months in, not using it. Cancelled before the next renewal.

Decision

Ring-fenced for travel

Set aside this month's discretionary into a travel envelope.

Decision

Moved date-night cap up

Felt like the right call after a tighter January.

Pushed to next month

  • ·Set up next quarter's joy budget
  • ·Review the slow drift on weekend food
  • ·Decide whether to keep the streaming bundle

This is the kind of artifact the Finance module produces.
Tight months teach what you actually need.

05·Built for

People who want clarity on their money once a month, not constant tracking.

Tired of opening a budgeting app every day. Tired of categorising transactions. Want decisions to actually close the loop instead of staying in the moment.


Not a real-time spending tracker. Not connected to your bank. Not an investment dashboard. asambl is a monthly review process for the decisions you've already made.

06·Part of the wider plan

Your money mode
feeds the Weekly Planner.

Tight months mean fewer expensive blocks. Open months mean room to breathe.

The Weekly Planner reads your current mode and shapes the week accordingly. A tight month gets cheaper joy picks, a smaller date-night cap, and admin-light evenings.

Mode signal · this month

Tight

travel month, holding the line


Effect on the week:
Cheaper joy picks. Lower date-night cap. No new commitments.

07·Common questions

About Finance.

01

Does it sync with my bank?

No. asambl doesn't connect to bank accounts. You name the categories that matter, log the decisions you make, and asambl shapes the monthly review around them.

02

Is this a budgeting app?

Not really. There's no real-time tracking, no auto-categorisation, no envelopes. It's a monthly review process for the decisions you've already made.

03

Does my financial data leave my machine?

No. asambl never receives your money data. Your vault is local. If you choose to use a cloud AI provider, only the prompts you send go to that provider, under your own API key.

08·Ready when you are

One review a month.
Then back to your life.

Join the beta and get the Finance module the next time it ships.